Wednesday, April 1, 2009

Double Standards of Malaysians

Many Malaysians are keen to do their but to save energy, and therefore, the environment. But i'm amazed that at ATM machines, Malaysians act differently.

For withdrawal transactions, the system will ask if a receipt was needed and most Malaysians will habitually press "Yes". But once the receipt is printed out, they don't even read and throw it straight to the rubbish bin located next to ATM.

What's the point of participating in the 60-minute Earth Hour then ?

DOROTHY PHANG,
Selangor

**Taken from STAR Newspaper "View" section dated 31 March 2009

She is so right ! I have noticed the same thing too. Basically everyone will simply press "yes" when the message if they want a receipt appears on the screen without even given much thought to it and right after they get the receipt, most of them will just have a quick scan over the balance stated and then dump the receipt to the the dustbin beside the ATM.

Certain banks such as HSBC and Standard Chartered will tell you how much is your current balance in your savings/checking account after a withdrawal is successfully made. Why do you still need the receipt if you are just going to have a quick scan over the balance and then toss it away ?
Why request for one if you don't keep the receipt for your record ? Duh ! Some people are just so dumb !

Everyone should just apply for online banking nowadays so you can keep track of the transactions going on in your account. You can perform IBG as well as making payment online. It's so convenient. Of course online banking carries certain risks but your account is safe as long as you do not reveal any of your bank information, password and ID to anyone over the phone or internet. Any bank would NEVER call you to ask for your password or login ID or IC number. You also need to make sure the "url" is the correct one before you login as sometimes you might be in the phishing site that looks like a carbon copy of the real one. I now have online banking with all my bank accounts except Citibank but that wouldn't matter since i'm going to zero out the fund inside next month and close down the account.

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